Tibetan Mastiff Dog Breed

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11 Best Pet Insurances For Tibetan Dogs | T Mastiff Dog Insurance Review

This blog post is under construction. Welcome to sneak peek while we work on it. 

Is it too risky to be without pet insurance? If you feel it is too risky, which companies can you trust? Does low price and high coverage really mean that the insurance is “good” for you? 

Potential Costs Of NOT Having Pet Insurance

The earlier your pet is covered by a dog health insurance, the more likely you will get a favorable insurance quote that is worth the investment. 

Tibetan Mastiff Dog Insurance - Independent Review Process

To help you make a safe decision based on independent and unbiased research, we asked Ella Minerva – an independent review writer – to run quotes from 10 top pet insurance companies

1. We paid Ella to do unbiased research, regardless of potential affiliate commissions and other payments to bloggers and promoters.

2. We are nearly 100% sure that she doesn’t get any payments from any insurance companies. 

3. When creating this review, we did not sign up for any affiliate programs. This means that, at the time of writing (February 2022), we get no payments from any insurance company. However, at a later point we may sign up as an affiliate for some of the top insurance companies we have been reviewing. If we do, we will clearly state that on our website and in this blog post. Because of that, this review should be 100% free from biased commercial interests. Who else offers you this? 

Insurance Review Process

  1. Our independent writer, Ella, run 10 quotes from 10 insurance companies for Winston, a male Tibetan Mastiff puppy who is 8 weeks old, has no conditions, and lives in the LA area.
  2. Our writer run 10 quotes for Maya, a female TM dog who is 4 years old, was operated for dysplasmia 2 years ago, and lives near Jacksonville in Florida. 
  3. She compared the results according to these 5 review criteria below:

5 Review Criteria

Coverage (Accident & Illness)
Reimbursement Rate (90%)
Annual Deductible ($1.000)
Monthly Fee ($/month)
Customer Satisfaction (0-5 stars)

Coverage shows how much each insurance covers and how much you can get refunded. In this review, we let each insurance cover costs for accidents & illness only. This is one of the most common choices for dog owners. Reimbursement rate is set to 90% in our scenarios. This means that you get reimbursed 90% of the costs. Annual deductible shows how much you must pay in case of an emergency. For example, if your annual deductible is $1.000, your insurance pays for anything over that amount. Monthly fee indicates the monthly fee you pay to the insurance company. Customer satisfaction evaluates independent and UNBIASED online customer ratings. (Ratings and testimonials on insurance companies’ and affiliate websites do NOT count, since they are biased.) 

Top 3 Pet Insurance Winners

These were the top 3 picks by Ella, our independent review article writer. 

1. Healthy Paws (1st Place)

Our rating: 4,9
4.9/5

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Coverage (Accident & Illness)
Reimbursement Rate (70-90%)
Annual Deductible ($500-1.000)
Monthly Fee ($77.9-137.19/month)
Customer Satisfaction (4.8 of 5)

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PROS

CONS

Winston

Male • 8 Months • LA
$ 77
97
Per Month
  • Accident & Illness
  • 70% Reimbursement
  • $1.000 Deductible

Maya

Female • 4 Years • FL
$ 137
19
Per Month
  • Accident & Illness
  • 90% Reimbursement
  • $500 Deductible
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2. Insurance Company 2nd place

Our rating: 4,7
4.5/5

3. Insurance Company 3rd place

Our rating: 4,7
4.5/5

Briefly describe the points above.

2. PetPlan Pet Insurance - Comprehensive Coverage

9.5 of 10
9.5/10
petplan dog insurance

While Petplan isn’t the cheapest pet insurance option, its comprehensive coverage makes it a top choice for TM owners looking for a variety of treatment options for their dogs. Petplan has a single standard plan that covers both dogs and cats for illnesses and injuries. 

Petplan does not offer add-ons for wellness or preventative care, despite the fact that its basic plan is rather extensive. Nonetheless, its regular plan includes a one-of-a-kind wellness benefit of up to $1,000.

Cover For Immunization, Neutering, Or Spaying

For fur parents with pups or kittens who require additional preventative care such as immunizations, neutering or spaying, or other routine care treatments, the absence of wellness coverage may be a disadvantage. Mastiff owners may choose from the options given when customizing a policy:
  • Reimbursement rates of 70%, 80%, or 90% are available.
  • Annual deductibles of $250, $300, or $500
  • Coverage caps can be $5,000, $15,000, or an infinite amount per year.
Petplan, like some other pet insurance providers, does not cover pre-existing conditions, which means any health issues that occurred before the insurance policy was acquired will not be covered. Further items excluded from coverage are dental cleaning, routine care checkups, cosmetic & elective operations, neuter or spay surgery, and vaccinations, in addition to pre-existing conditions.

PetInsurer Plan - Efficient Insurance Price Comparions

9.8 of 10
9.8/10
Everybody who works at Pet Insurer has a pet and that’s not because it’s required of them or anything, but rather the types of people wanting to work for a brand like this have a natural affinity for animals. They consider dogs and cats to be members of their families, and they are dedicated to providing them with the finest possible care.
9.5 of 10
9.5/10

Eusoh dog insurance is an alternative to traditional insurance for your pet. They provide coverage for a fraction of the price of standard pet insurance. This pet insurance firm allows members of the community to form groups and finance one another’s medical expenses, such as emergency care, surgery, or any other type of vet bill. It is indeed a community healthcare sharing plan that reimburses you for your pet’s veterinary expenditures, illness, injuries, and routine care.

Non-Standard Pet Insurance By Eusoh

Rather than paying set premiums as with a standard pet insurance policy, dog owners simply pay for the actual cost of treatment in their community. Eusoh does not profit from refusing reimbursements/vet expenses because it does not keep any of the funds. Eusoh Inc. is popular among TM owners for a variety of reasons, including its low deductible, affordable flat membership fee, and wellness coverage options that help with vet expenditures.
After you’ve been accepted into a community, you’ll have to wait 30 days. Following that, you will be allowed to submit any costs to the organization for up to 80 percent reimbursement, and you will have no restrictions on which veterinarian you see.
Unlike typical pet insurance, Eusoh does not have a complicated policy that needs to be read carefully. Furthermore, you will not be subjected to a large list of limitations. At the end of each month, the total expenses that are repaid are computed and split among the members of the group.

Trupanion - Complete Coverage

9.5 of 10
9.5/10
You can then select your dog’s recipes and chicken, turkey, beef, or lamb are among the options. If you want to let your dog choose, you can choose all 4! After that, simply input your email address, and Pet Plate will adapt their plans to your dog’s weight, breed, and amount of activity. Finally, you must choose between the Full Plan and the Topper Plan.

Complete Coverage But Expensive

Trupanion is ideal for Mastiff owners who want complete coverage at a reasonable price. The deductible ranges from $0 – $1,000, allowing fur parents to choose the amount that suits them best. Additionally, for owners of purebred dogs who are ready to pay a little more, Trupanion gives extra coverage for their breeding rider.
Customer assistance is available 24 hours a day, 7 days a week via phone, email, fax, or the Trupanion website’s contact form. Customer reviews on Trupanion indicate that communicating with their staff can be hit or miss. Many clients said the employees were kind and helpful, while others said they were ineffective. Clients who had reimbursement requests denied accounted for the majority of the negative evaluations.

Agria Pet - Highly Customizable Insurance

9.6 of 10
9.6/10

Agria exclusively provides lifetime pet insurance policies, is perhaps the most inclusive and frequently the priciest pet insurance coverage available. This implies that your pet is protected from any injuries or illnesses it suffers for the rest of its life if you have an Agria pet insurance policy.

Agria does have age restrictions on the dogs it insures. The maximum age restriction for pets varies based on their breed and type. If your dog was insured with Agria before reaching the maximum age restriction, it will continue to be covered for any previously claimed ailments for the rest of its life or for the policy’s remainder.

HealthyPaws - Great Customer Reviews

9.7 of 10
9.7/10
Healthy Paws is an animal-friendly business. They aren’t just trying to make a profit; they genuinely care about your dogs. They are dedicated to providing simple pet insurance coverage as well as exceptional support as you deal with life as a fur parent. Their employees are kind, attentive, and continually working to enhance their programs and services to make them the best.
Healthy Paws, unlike some other pet insurance providers, offers only one plan. You won’t have to worry about making difficult choices or figuring out which option is best for your pet. The single plan is simple to comprehend, has enough coverage, and is reasonably priced. Only unexpected accidents and illnesses are covered by Healthy Paws insurance. Pre-existing conditions and wellness visits are not covered.

Prudent Pet

9.5 of 10
9.5/10

Prudent Pet is a cat and dog insurance company that was founded by pet parents for pet parents. It has plans for accidents and diseases that can be customized, and also add-on coverage for preventative care & overall wellness. Prudent Pet hires representatives with a background in veterinary care and also provides a 24/7 veterinarian chat line so fur parents may obtain quick answers to some questions they may have on a daily basis.

Prudent Pet keeps pet insurance simple with an easy enrollment process and affordable coverage, and an AI-powered process for faster payout. Pet owners can customize their coverage limits, deductibles, and reimbursement percentages, and the company is backed by one of the most well-known underwriters for added protection and confidence that their premiums are properly spent.

Petco Insurance - Always 90% Payment

9.5 of 10
9.5/10
You always get a 90 percent payment on approved, covered services.  The majority of pet insurance businesses don’t. Also, they do cover illnesses that your dog’s breed may be susceptible to, which is something that not every provider offers. They even cover dental ailments and injuries, which is something that can be hard to come by with pet insurance.
After the regular 5-day waiting time for injuries and 30-day waiting period for illnesses, all coverage starts. This indicates your Mastiff will be covered in a shorter amount of time, and you won’t have to worry about them getting sick well before the plan takes in.

Embrace Pet Insurance

9.6 of 10
9.6/10

This is one of the best policies available for protecting your favorite dog. This insurance is available in all 50 states. Embrace insurance provides nose-to-tail coverage, which is a broad coverage plan that pays up to 90% of your dog’s unexpected vet expenses.

Another thing to keep in mind regarding Embrace is that they only provide 1 form of insurance. The idea is to provide policyholders with simplicity. If you want something a little more personalized, you can select coverage options based on your dog’s demands and the amount of money you wish to spend.

Pet Assure - Unconventional

9.7 of 10
9.7/10
dog
Pet Assure is a cost-effective and practical alternative to conventional pet insurance, allowing you to get top-notch veterinarian care quickly and easily. There are no deductibles or annual limits, unlike pet insurance. Each of its plans offers a 25% discount on vet care from the thousands of veterinarians in the company’s wide network. Pet lovers can get a 5% – 35% discount on pet supplies & services from a variety of online shops and pet-related product manufacturers.

Pawp Dog Insurance

9.5 of 10
9.5/10

Online Vet Checkups Included

The insurance that comes with Pawp is an important aspect of the service. It’s not quite a full pet insurance plan, but it does cover up to $3,000 in emergency & life-threatening veterinary care paid for by the firm. The Emergency Fund is only available once a year. This implies that even if you have numerous pets covered by the same plan, you will only be reimbursed for one emergency visit.

Pawp’s key selling point is its online vet checkups, which are available 24/7. When you need to speak with a professional, you’ll be relieved to learn that there are normally no more than 2-minute wait times and that you may contact them via chat, pictures, or video call at any time of the day or night.

Thanks to Ali Alien for the feature image.

PROS

CONS

StopWoofer

Anti-Bark
$ 39
99
On Amazon
  • Easy To Use
  • Solid Design
  • Multiple Functions
3rd place
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